A5 (www.admin5.com) station network March 25th news, Celestica Fund announced the balance of treasure, Celestica increasedliberty Monetary Fund Annual Report 2014. Data show that as of the end of last year, the balance of treasure users reached 185 million last year, creating a revenue of $24 billion for the user.
2014 balance of treasure for the user to create a total revenue of 24 billion yuan, the balance of treasure on the line since the cumulative revenue of $25 billion 794 million for the user. If the existing users a rough estimate, since the balance of treasure on the line for each user to bring the profit of 139 yuan, the equivalent of every user mail 10 chop hand bag. As of the end of last year, the scale of the balance of treasure is 578 billion 936 million yuan, per capita holdings of $3133, compared with the size of the end of 2013, $185 billion 300 million, the balance of treasure scale growth of more than 3 times.
it is understood that the current deposit interest rate of 0.35% per year, the annual interest rate is fixed at the end of, the balance of treasure in the lowest in 2014 when more than 4%. According to 100 thousand yuan a year, a year regularly, can get the interest is 2750 yuan a year; demand, can get interest only 350 yuan; and the balance of treasure according to the calculation of 4.1%, a year of interest is 4100 yuan, the biggest difference between the three is 3750 yuan.
beautiful digital is behind the balance of treasure cannot avoid the worries. Compared to 13 yuan of income, the balance of treasure for the user to create a balance of more than 12 times more than doubled in the past 14 years, more than $1 billion 794 million. However, in the face of other Internet financial products and bank siege, the balance of treasure yields than before has greatly lowered. The balance of treasure user growth has entered the bottleneck period: net redemption, even in the three quarter of 2014, the scale of decline, the specific data for the three quarter of 2014 was 534 billion 900 million yuan, down 6.8% compared to 574 billion 160 million yuan at the end of the two quarter.
since the balance of treasure on the line, the function of continuous optimization and upgrading, not only provides financial tools for users, also continue to expand the consumption function from zero dollar purchase to the balance of treasure to buy a car, more recently launched the balance of treasure house. From product design to the user experience, from the convenience of investment to the rich scene, the balance of treasure continue to improve the user’s financial experience.
the balance of treasure fund manager Wang Dengfeng said that this year, the balance of treasure will continue on the basis of strict risk control, big data analysis and judgment of market funds face together, continue to create a sustainable and stable and reasonable return for users.
last year, the balance of treasure revenue 24 billion to conceal the decline in the profitability of embarrassing
Celestica balance treasure accounted for 85% of cash; the rate of return ranked 167
balance treasure battle: 279 million net profit dispute the next three outcomes
balance treasure 2014 market size of 578 billion 900 million >