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Canadians’ overall investment knowledge is low: CSA

Keywords Fraud,  Financial literacyCompanies Canadian Securities Administrators It also found that most Canadians have unrealistic expectations of market returns. When asked what they think the annual rate of return on the average investment portfolio is today, the CSA reports that, only 12% gave a realistic estimate, 30% offered an unrealistic estimate, and 59% didn’t know. Yet, despite this lack of basic knowledge, 57% said they are confident when it comes to making investment decisions. The survey also found that almost 30% of those surveyed believe they have been approached with an investment fraud at some point in their life. Yet, just 29% of those potential fraud victims said they reported the most recent occurrence to the authorities. “Our research shows that Canadians continue to be approached with fraudulent investments and aren’t reporting it,” says Bill Rice, chair of the CSA, an chair and CEO of the Alberta Securities Commission (ASC). “As securities regulators, enforcement is always a top priority for us, and to help us investigate investment fraud, we need to hear from those who have been affected. We encourage investors to report suspected fraudulent investments and to protect themselves by recognizing the warning signs of fraud.” The survey also found that 49% report that they have a financial advisor, up from 46% in 2009, and 42% in 2006. However, just 31% say that they have a formal financial plan. While this is up from 25% who said they had a plan in the previous survey in 2009, they are reviewing that plan less frequently (78% say they reviewed their plan in the past 12 months, down from 83% in 2009). Also, it found that 60% of those with a financial advisor have never completed any form of background check on their advisor. Additionally, the survey found that investors are more optimistic about the long-term than the immediate future. It found that 52% said they are optimistic about achieving their investment targets in the next five years, versus 39% who are optimistic about the next 12 months. And, just over half believed they would be able to maintain or increase their level of current income in the coming 12 months, it notes. For the first time, the survey also broached the issue of the role social media plays as a source of investment information. It found that social media is emerging as an investment tool, with over one-third of Canadians saying they have used at least one social media platform as a source of information about investing. However, traditional channels still dominate, the CSA notes, with finance professionals remaining the most common source; and, face-to-face meetings deemed to be the most reliable source of information when making investment decisions. The research, which combines a telephone study with an in-depth online study, was carried out by Innovative Research Group with 6,911 Canadian adults online between May 17 and 31. The online sample was weighted by age, gender, and geography to reflect the actual demographic composition of the population. It estimates a margin of error of +/-1.4 percentage points, 19 times out of 20. Retail trading surge on regulators’ radar, Vingoe says With a low level of investment knowledge, and unrealistic market expectations, it’s little surprise that, according to a new investor survey, Canadian investors remain popular targets for fraudsters. The Canadian Securities Administrators (CSA) released the third edition of its survey of investment knowledge, investor behaviour and incidence of investment fraud today, revealing that Canadians remain susceptible to fraud. According to the 2012 CSA Investor Index, “the overall investment knowledge of Canadians is low”, with 40% failing a general investment knowledge test. DoJ launches task force to tackle Covid-19 fraud Imposters among us, CSA warns Share this article and your comments with peers on social media Related news James Langton Facebook LinkedIn Twitter read more

NSWMA Removing Abandoned Vehicles in Trelawny

first_imgRelatedNSWMA Removing Abandoned Vehicles in Trelawny NSWMA Removing Abandoned Vehicles in Trelawny UncategorizedJanuary 10, 2009 RelatedNSWMA Removing Abandoned Vehicles in Trelawny Advertisementscenter_img FacebookTwitterWhatsAppEmail In its drive to beautify the town of Falmouth and by extension the parish of Trelawny, the National Solid Waste Management Authority (NSWMA), has embarked on a drive to remove all derelict vehicles from the streets throughout the parish.According to the NSWMA Zonal Monitor for North Trelawny, Paul Campbell, between December 2008 and January 8, some 15 such vehicles have been removed from the streets throughout the parish.“For the month of December to January we have removed 15 old vehicles and the breakdown is as follows: one on the Wiltshire main road, one in Granville, four in Rock district, six in Falmouth Gardens, one in Salt Marsh, one on King Street, Falmouth and one on lower Harbour Street Falmouth,” he stated.Mr. Campbell was tabling a report at the monthly meeting of the Trelawny Parish Council, held in the Council Chamber in Falmouth yesterday (January 8).He disclosed that in addition, six notices were served on individuals to remove vehicles that have become eye-sores and health hazards and are in close proximity to the roadway. He said that his agency is prepared to continue the removal of derelict vehicles from the roadways in Trelawny, as long as it is necessary.He explained that persons with vehicles who want them to be removed but do not have the capability to do so, can contact the NSWMA for assistance.The NSWMA North Trelawny zonal monitor also disclosed that his Trelawny outfit has received a compactor, and a truck to increase the fleet in the parish to four compactors and one truck.Meanwhile, Chairman of the Trelawny Parish Council and Mayor of Falmouth, Colin Gager, complimented the NSWMA for its efforts in keeping the Parish clean. He also expressed the hope that the removal of derelict vehicles from the roadways throughout the parish can be an ongoing effort. RelatedNSWMA Removing Abandoned Vehicles in Trelawnylast_img read more

Robert Jenrick’s speech to Centre for Social Justice

first_imgRobert Jenrick’s speech to Centre for Social Justice Thank you for that kind introduction.It’s a pleasure to join you and the Centre for Social Justice at the launch of your ‘Close to Home’ report which makes a really powerful contribution to the debate around how we can end rough sleeping.In particular, I want to thank Andy Cook and Joe Shalam who are tireless campaigners, the work that the CSJ publishes is both inspirational and integral to our plans for the future.What guides you is what guides this government: a belief that opportunities should be more equal and background no barrier to success. And a commitment to helping those who have been held back by accident, circumstance or misstep, to achieve the fulfilment and happiness of rewarding work, security at home and nourishing relationships.The pandemic has reminded us as Robert Kennedy said, that those who live with us are our brothers and sisters, that they share with us the same short moment of life, that they seek, as we do, nothing but the chance to live out their lives in purpose and in happiness.Which is why our goal to reduce rough sleeping is more important than ever.An extraordinary thing has happened over the course of the past year: the pandemic has accelerated and magnified many forces like never before, upending people’s lives, businesses and communities. But it is rare that something entirely positive has happened, and that is the manner in which we as a country have supported rough sleepers throughout the pandemic.Our priority is to ensure that the 37,000 vulnerable people and rough sleepers ‘Everyone In’ has helped never return to a life on the streets. We have made good progress so far with at least 26,000 of those supported by the programme now in long term accommodation, and new figures published today paint a picture of a country that is changing.I am pleased to tell you that the number of people sleeping rough has fallen for the third year in a row. Across England, the numbers have fallen by 37% to 2,688. And since Boris Johnson became Prime Minister, the number of people rough sleeping has reduced by over 40%.We have also published, alongside the snapshot this year, additional management information indicating that the number of people on the streets reported by local authorities fell to 1,743 in December and 1,461 in January.For the first time in many years London has seen a significant fall as well, mirroring the rest of the country with a 37% decrease. And again, that achievement has been built upon in the months that have passed since.I want to say thank you to the hard work of Rachael Robathan and Georgia Gould – the leaders of Westminster and Camden Councils and their respective teams in the West End. The London figures published today, which show the largest decrease since these statistics began, highlight the impact of their work and the dedication of the staff.We’ve seen a number of areas that have reached 0 rough sleepers at the snapshot – including Ashford and Basingstoke – among many others. And major cities have seen quite exceptional improvement, like Birmingham where numbers have fallen to just 17 people.Having, I hope, praised the many great achievements, in all types of places and by councils of all political colours, it is worth noting that there are wide variations, which shows that whilst some local authorities have achieved truly exceptional things this year, there are others somewhat less so. There are differences of approach and of commitment. Those yet to conquer this issue, must learn from those that have or are on the way.It is almost a year since I phoned Dame Louise Casey and discussed how the pandemic would impact rough sleepers. Not then a reality in this country, a distant threat, but one whose drumbeat was drawing inexorably closer and louder. Louise was in Australia, struggling to get a flight home. We agreed immediately that the right approach was to emphasise protecting the most vulnerable people among us. And upon her return she came to Marsham Street and in her characteristic way, gave herself fully to the task ahead. I’m immensely grateful to Louise for her energy, commitment and friendship.That conversation, and the meetings that took place in the following weeks led to the birth of the Everyone In programme, and later the next phase, our Protect Programme. A programme that has saved many lives.TS Eliot said that sometimes things become possible if we want them badly enough. That describes Everyone In. But you also need exceptional people. The work of staff in shelters, of council support workers, of outreach workers, of volunteers at soup kitchens and to so many others – whose work is unglamorous and often unnoticed, but is vital and noble.I should also like to place on record my gratitude for the commitment and dedication of the civil servants at the Ministry of Housing with whom I work. Under the superb leadership of Penny Hobman and Catherine Bennion, who demonstrate every day a real passion and idealism for this cause.We know that the community, charity and faith sectors are instrumental to this effort. Importantly, nobody comes off the streets because of the work of one agency. A critical element of the success of Everyone In was due to the quality of our partnerships: so I must extend thanks and gratitude to those charities that have paved the way on this issue, especially to the inspirational Jon Sparkes from Crisis and Petra Salva from St Mungo’s.And I need to thank my two immediate predecessors in this role, Sajid Javid and James Brokenshire. It would be wrong to see Everyone In as some kind of remarkable start-up. It’s success was built on the foundations they had laid. Both cared passionately about this issue, and indeed do still.Sajid started the Housing First pilot – work that as we will hear today, the CSJ has proved so vital in spearheading. The Homelessness Reduction Act happened under his leadership. James oversaw the reinvigoration of the Rough Sleepers Initiative, whose impact is well evidenced and had driven the two prior years of reductions, in 2018 and 2019.As our vaccination programme gathers speed and we begin to turn the tide on COVID-19, it is right that we cement the incredible gains we have made over the last twelve months, acknowledging the seriousness and the weight of the challenges we have yet to face.The late Lord Ashdown, in a notable speech on homelessness, once compared tackling rough sleeping at times of economic disruption to “leaves in a gale” – the faster you collect the leaves, the faster they gust away again, and all the time more fall around you in the headwind. And there will be headwinds to come as we exit lockdown and move beyond the pandemic.The truth is, we cannot begin to tackle this issue until we begin to tackle its causes: which are multi-faceted and complex. Unemployment, family breakdown, domestic abuse, insecure housing, criminal justice policy, failures in our immigration system, and above all else – substance misuse and mental health. So we’re utilising the expertise of all government departments from the Ministry of Justice and the Home Office to the Department of Health and of Work and Pensions, investing over £750 million next year to continue to reduce homelessness and rough sleeping and invest in preventative programmes which tackle the underlying issues early.It is vital that we bring together health and housing to tackle rough sleeping. The marriage of health and housing will be the heart of our strategy.That is why we have brought forward an investment of £150 million in long-term housing through our Rough Sleeping Accommodation Programme, delivering 3,000 new homes.And a further £272 million will be invested over the course of this Parliament providing 6,000 vital new homes for rough sleepers – the largest ever investment of this kind. These will be a national asset – symbols of hope and opportunity for those looking to turn their lives around.Thanks to the hard work and perseverance of Robert Buckland and Lucy Frazer at the Ministry of Justice, we are tackling reoffending, ensuring more prison leavers are offered accommodation at release and building a criminal justice system based on second chances and redemption. That takes inspiration from, amongst others, the direction set by Michael Gove when he was Justice Secretary – and I his bag-carrying PPS. It has always stayed with me that more than 50% of rough sleepers have spent time in prison. This must be at the front of our minds as we frame our strategy.At the Home Office, Priti Patel shares my commitment to supporting victims of domestic abuse and together we have seen the Domestic Abuse Act implemented and fully funded with £120 million of financial support for local councils next year. And together we will use the new freedoms we have as a sovereign country, to create a better and fairer immigration system, so that fewer foreign national end up on our streets and those that do can be compassionately and considerately returned to their home countries.On health and housing, almost two thirds of homeless people cite addiction to drugs and alcohol as both a cause and consequence of rough sleeping. We know the toll that substance misuse takes on individuals and on families – and drug addiction is a global human crisis, at the very heart of this issue, more important than ever as we come out of the pandemic, which emerging evidence suggests has amplified substance misuse through unemployment, isolation and anxiety.The homeless will not be forgotten when it comes to the vaccination. Last night we asked all local authorities to redouble their efforts to safely accommodate as many rough sleepers as they can and to register them with a GP, as a good in itself, but also as a precursor to vaccination. At this crucial stage in our vaccination programme, there really is no time to waste. So we have also allocated a further £10 million of funding to help protect people rough sleeping this winter and ensure their wider health needs are met.We need to follow in the footsteps of my now somewhat distant predecessor Sir George Young who worked hand-in-hand with homelessness charities in pioneering the first Rough Sleeping Initiative.That same sense of urgency and resolve is needed again today.I want to be unequivocal in stating that we will use every mechanism at our disposal to achieve our goal.And yes, Housing First is an integral part of that mission. I’m grateful to Brooks Newmark for his role in establishing Housing First. As a former Treasury Minister under Philip Hammond I can say it was no mean feat of Brooks and Sajid to persuade him to back it.Our £28 million Housing First pilots in Greater Manchester, Liverpool and West Midlands are already supporting around 800 of our most vulnerable people off the streets and into secure homes. 600 are now in permanent accommodation. Over 2,000 other Housing First places have been created, many funded through the Rough Sleeping Initiative and our new accommodation programme draws inspiration from it.I have seen it in action myself. Last Christmas Eve I met a woman in Walsall and Housing First was helping to turn her life around after several years of sleeping rough in local parks and of drug addiction. It was working and she was re-entering society and re-establishing herself as a productive member of it. As I left her flat to drive home to my family, I turned around and watched her welcome her children to her home for the first time in many years. For their first Christmas together in many years. I couldn’t help, but cry.Rough-sleeping a terrible waste of lives. To see dignity and purpose and the love of family and friends restored is a wonderful thing. behold.So I will champion Housing First. One solution – it goes without saying – will not fit all. This must be multi-targeted and multi-focus. But the principle that everything begins with a home will be our guiding star.Our strategy will be refined, with the guidance and support of all those willing to offer it to us, but our objective is clear, that no one should have to sleep rough in this country. That is a litmus test of a civilised society. And we will raise the safety net from the street, but addressing the causes as well as the consequences. Not so much no second night out, but no first night out.As we come out of the pandemic, and as the Prime Minister has said, we must aspire to build back better. This means not merely mending, or simply restoring a status quo. Nor even more improvement.It is not like teaching a horse to jump better, but like turning a horse into a winged creature that will soar over fences which could never have been jumped, said CS Lewis. It is in that spirit we will work, together, to resign rough sleeping to the history books once and for all. /Public Release. This material comes from the originating organization and may be of a point-in-time nature, edited for clarity, style and length. View in full here. Why?Well, unlike many news organisations, we have no sponsors, no corporate or ideological interests. We don’t put up a paywall – we believe in free access to information of public interest. Media ownership in Australia is one of the most concentrated in the world (Learn more). Since the trend of consolidation is and has historically been upward, fewer and fewer individuals or organizations control increasing shares of the mass media in our country. According to independent assessment, about 98% of the media sector is held by three conglomerates. This tendency is not only totally unacceptable, but also to a degree frightening). Learn more hereWe endeavour to provide the community with real-time access to true unfiltered news firsthand from primary sources. It is a bumpy road with all sorties of difficulties. We can only achieve this goal together. Our website is open to any citizen journalists and organizations who want to contribute, publish high-quality insights or send media releases to improve public access to impartial information. You and we have the right to know, learn, read, hear what and how we deem appropriate.Your support is greatly appreciated. All donations are kept completely private and confidential.Thank you in advance!Tags:Ashford, Australia, Boris Johnson, Camden, Cook, criminal justice, Department of Health, Georgia, Government, Hammond, health, housing, liverpool, London, Prime Minister, social justice, UK, UK Government, younglast_img read more

Collector Classics: 1922 Wills Sainte Claire roadster

first_img Buy It! Princess Diana’s humble little 1981 Ford Escort is up for auction An engagement gift from Prince Charles, the car is being sold by a Princess Di “superfan” Trending Videos Pete’s father never got around to restoring the old roadster, but he steadfastly refused to sell it, despite dozens of people who saw it parked in the garage and knocked on the door to inquire about the car.The expensive roadster had somehow made it to Victoria from California where it had been sold new. Pete has a handwritten bill of sale from then owner David Campbell, who sold the car to Pete’s father in 1933 for $300.That was a lot of money at the height of the Great Depression. But the mail had to get through and the roadster was one of the vehicles chosen to deliver mail to points west.Pete, who retired as a government systems analyst in 1999, decided the following year it was time to get the old car running. He was going to only rebuild the engine, but ended up taking the car completely apart and redoing it.Stripping the car down revealed it had been painted four colours: the original Lady Mary maroon, in addition to yellow, blue and green. He chose teal blue as the main colour of the body with black fenders.Approximately 12,000 Wills Sainte Claire automobiles were built from 1921 to 1927 by Harold Wills in Marysville, Michigan.These cars were extremely well engineered for their day and loaded with innovations, including an overhead camshaft gear-driven V8 engine with no belts or chains, a cooling fan that disengaged after 42 miles per hour, a radiator overflow condenser tank and a back-up light that illuminates when transmission was shifted into reverse.They were a very high quality automobile, affordable only to affluent buyers. Only 80 of these cars are known to exist todayWith just a week to go before Pete was scheduled to show his car at tomorrow’s Crescent Beach Concours d’Elegance, he was still completing the restoration and hadn’t taken the Wills Sainte Claire out the garage. The restoration is so detailed that he transferred the wartime gas ration stickers to the new safety glass windshield.He intends to trailer the freshly restored classic from Victoria to his hotel in Surrey and drive it for the first time to the show at Blackie Spit.“I’m terrified,” he admits. “But putting the car back on the road after all these years is a tribute to my dad and part of the history of Sooke and Jordan River.”The Wills Sainte Claire will join 90 other show cars and motorcycles handpicked for the show by organizers Colin and Laurel Gurnsey, along with John and Koko Carlson.The work to map out tomorrow’s Crescent Beach Concours d’Elegance car show began in January. The organizers network year round with classic car and motorcycle enthusiasts to seek out the best vehicles to display on the grass at Blackie Spit Park.The Crescent Beach event is a Concours d’Elegance, meaning a competition of elegance. This type of gathering of prestigious cars dates back to the 17th-century when members of the French aristocracy paraded horse-drawn carriages in the parks of Paris during summer weekends and holidays. Over time, carriages became horseless and the gatherings became a competition among automobile owners to be judged on the appearance of their automobiles.Vehicles to be shown at Crescent Beach are chosen for their low production, rarity and outstanding original or restored condition. Vehicles are drawn from both Canada and the U.S.Class awards are decided by a judging team led by Vancouver’s John Carlson, who judges many other prestigious Concours events, including Pebble Beach in California and Cobble Beach in Ontario.Special trophies are awarded recognizing the most elegant pre-war and most elegant post-war car, best presented motorcycle, best in show and elegance in motion. The National Association of Automobile Clubs of Canada has officially sanctioned this event and will present a Historical Significance Award.“We spend thousands of hours going to other shows and sourcing out potential vehicles,” Laurel Gurnsey says. “We talk to all the judges and every owner at least three times and help them coordinate travel, hotels and other arrangements.”Laurel and Colin are volunteers taking no remuneration for their efforts. There is no entry fee for vehicle owners. In the past, spectators were asked to make a donation. For the first time this year, spectators will be charged $10 to view the vehicles on the show field. Much of that money will go to Children’s Hospital.“We work hard to get a mix of cars and motorcycles to make it interesting for the public and demonstrate the different elements of these vehicles and what they contribute to automotive history,” Colin Gurnsey says.He is a veteran of the concours d’elegance experience, having won best in class in 1999 with his 1936 Lagonda.Colin and Laurel became involved with organizing the local concours event when it was held in Gastown sponsored by Steamworks Brew Pub owner Eli Gershkovitch. Their Lagonda was voted most elegant car at the first event held in 2002. Increasing costs levied by the City of Vancouver put an end to the Gastown show after eight years.With an offer of sponsorship by Brad Pelling of Pelling Insurance, Colin and Laurel Gurnsey kept the concours alive. The City of Surrey was receptive to the idea of moving the event to Blackie Spit with its grassy waterfront setting at Crescent Beach. VANCOUVER — Victoria’s Pete Seward doesn’t know if he ever rode in his father’s V8-powered 1922 Wills Sainte Claire model A68 roadster.He was born in 1944, and by that time his father had been delivering mail with the car for nine years to the Vancouver Island community of Sooke six days a week and Jordan River twice weekly. On heavy mail days, Tom Seward would use a delivery truck while his wife Betty took part of the route in the roadster.Pete’s first memory of the car is from 1950 when his father towed it with a gravel truck from View Royal to the family’s new home in Colwood. His mother was steering the old car, which had been parked since 1946 because of engine problems. ‹ Previous Next › The Rolls-Royce Boat Tail may be the most expensive new car ever We encourage all readers to share their views on our articles using Facebook commenting Visit our FAQ page for more information. See More Videos PlayThe Rolls-Royce Boat Tail may be the most expensive new car everPlay3 common new car problems (and how to prevent them) | Maintenance Advice | Driving.caPlayFinal 5 Minivan Contenders | Driving.caPlay2021 Volvo XC90 Recharge | Ministry of Interior Affairs | Driving.caPlayThe 2022 Ford F-150 Lightning is a new take on Canada’s fave truck | Driving.caPlayBuying a used Toyota Tundra? Check these 5 things first | Used Truck Advice | Driving.caPlayCanada’s most efficient trucks in 2021 | Driving.caPlay3 ways to make night driving safer and more comfortable | Advice | Driving.caPlayDriving into the Future: Sustainability and Innovation in tomorrow’s cars | Driving.ca virtual panelPlayThese spy shots get us an early glimpse of some future models | Driving.ca For Pete Seward, it is an appropriate event to debut the restoration of his father’s original 1922 Wills Sainte Claire roadster, which has not been on the road for seven decades. COMMENTSSHARE YOUR THOUGHTS advertisement Created with Raphaël 2.1.2Created with Raphaël 2.1.2Victoria’s Pete Seward will show his freshly restored 1922 Wills Sainte Claire roadster at the Crescent Beach Concours d’Elegance.Submitted, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2Laurel and Colin Gurnsey volunteer thousands of hours each year to organize the Crescent Beach Concours d’Elegance at Blackie Spit.Alyn Edwards, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2The multi-award winning 1936 Lagonda owned by Crescent Beach Concours d’Elegance organizers Laurel and Colin Gurnsey.Alyn Edwards, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2This extremely rare 1929 Franklin Speedster will be shown at the Crescent Beach Concours d’Elegance by Seattle’s Craig Devine.Alyn Edwards, Driving RELATED TAGSConvertibleVintage / ClassicClassic CarsClassic Cars & TrucksNew VehiclesVancouverVintage & CollectibleAlyn EdwardsBlackie SpitBrad PellingCaliforniaCanadaCars and Car DesignColin GurnseyConvertiblesCulture and LifestyleDavid CampbellEli GershkovitchGastownHarold WillsJohn CarlsonJordan RiverKoko CarlsonMarysvilleMichiganNational Association of Automobile ClubsOntarioParisPebble BeachPelling InsurancePete SewardSports CarsSurreyThe Great DepressionTom SewardUnited StatesVancouverVancouver Island Trending in Canadalast_img read more

CU-Boulder's Business Plan Competition Prize Money Exceeds All-Time High

first_img Published: Dec. 6, 2000 Share Share via TwitterShare via FacebookShare via LinkedInShare via E-mail Editors: Reporters and photographers are welcome to attend the competition Dec. 13 in rooms 224 and 216 of the business college. Call Susan Kelley, 492-2823, for information. Prize money for the University of Colorado at Boulder’s 2000 business plan competition, scheduled Dec. 13 on campus, is at its highest level ever, putting CU’s event in the top tier of business-plan competitions in the nation. The 2000 Bank One Business Plan Competition gives students the opportunity to present a comprehensive plan supporting an innovative concept for a product or service. The competition is the culminating event for CU-Boulder College of Business courses on business plan preparation. Competitions will be held in both MBA and undergraduate divisions. The $47,500 in prizes exceeds last year’s all-time high of $45,000, thanks to new funding from local entrepreneurial companies in addition to continued generous support from Bank One, Cornerstone Equities and The Integer Group. New awards include $10,000 in business services from Seagate Technology. “It would be nice to see the Seagate-sponsored companies succeed in the business world,” said senior vice president Charlie Sander. “But even if they don’t get to that point, what the students will learn in the process is invaluable. And that’s really what this program is all about — and why we choose to support it.” Chrisman, Bynum and Johnson PC, another new sponsor, is funding $2,500 in legal services. “As the largest local law firm in Boulder, we are very much involved with the region’s entrepreneurial community,” said Dave Cook, a managing partner. “Our firm, CU and young entrepreneurs make a good fit.” Bank One continues its third year of sponsorship with $15,000 in cash prizes. “With each year of our involvement, I have been more and more impressed with the quality of the business plans and the business savvy of this talented group of students,” said Wayne Hutchens, president of Bank One, Colo. “We’re just delighted to be involved.” Cornerstone, a privately owned Colorado venture fund, continues its support of entrepreneurial studies at CU-Boulder with a $5,000 cash award. Integer, Colorado’s largest marketing firm, renewed last year’s commitment with $10,000 in marketing support and services. Dramatic increases in cash prizes for the local undergraduate competition and the national competitions for MBAs and undergraduates are supported by the three-year grant from Bank One and an endowment given by Ray and Dottie Joyce of Boulder. The competition is hosted by The Deming Center for Entrepreneurship, a joint program of the colleges of business and engineering at CU-Boulder. The center supports entrepreneurship studies at the graduate and undergraduate levels as part of a living laboratory in the dynamic business environment of Colorado’s Front Range. For information, call Susan Kelley at (303) 492-2823 or Cindy Scheopner at (303) 735-4970.last_img read more

Close Management of Macro-Economy Top Priority

first_imgClose Management of Macro-Economy Top Priority Finance & Public ServiceApril 4, 2013 Advertisements RelatedNHT’s Contribution Will Not Affect Its Operations – Finance Minister RelatedPublic Servants Agree to Wage Restraintcenter_img RelatedCabinet Signs Off on Measures to Advance IMF Negotiations FacebookTwitterWhatsAppEmail Governor-General, His Excellency the Most Hon. Sir Patrick Allen, says the Government will, during the new fiscal year, give priority to close management of the macro-economy, to enable the country to meet the targets that have been agreed on in the Staff Level agreement with the International Monetary Fund (IMF).These include a primary surplus of 7.5 per cent of Gross Domestic Product (GDP) and gradual reduction of the debt, so as to achieve an improvement from the current level of over 140 per cent of GDP to 95 per cent by March 2020.The Governor-General was delivering the 2013/2014 Throne Speech, under the theme, ‘Jamaica: Going for Growth and Development’, to signal the start of the new financial year, at Gordon House, on Thursday, April 4.[Download the Governor General’s 2013 Throne Speech]He also stated that the Government will be resolute in ensuring that all the relevant authorities maintain the momentum in regard to Policy Actions already taken and the implementation of new ones, whether in the form of “legislation or executive actions.”Meanwhile, the Governor-General noted that the government has fulfilled all the prior actions required under the staff level agreement, and now await formal submission of its economic programme to the Board of the IMF, for a decision.These prior actions include: Reaching an agreement with the major Public Sector Unions representing at least 70 per cent of Government workers on foregoing wage increases for the 2012/2013 financial year and limiting increases for the years 2013/2014 and 2014/2015; and the promulgation of a new policy on Discretionary Waivers.With the exception of charitable organisations and charitable purposes, waivers will no longer be granted beyond a minimal threshold, except where this is required to satisfy the Government’s contractual or legal obligations.Also, legislation was passed governing the management of Public Debt; while a Debt Exchange Programme for domestic Government Bonds with a reduction of Public Debt to GDP ratio equivalent to at least 8.5 per cent, was completed.“The Government appreciates the sacrifices made by all participants and their tangible demonstration of commitment to Jamaica’s future,” the Governor-General said.By Alphea Saunders, JIS Reporterlast_img read more

Flathead’s Fastest Family

first_imgBIGFORK – There is no shame in losing to Makena Morley. When this 14-year-old girl passes you in a 5K, at an apparently bionic pace, remember: There is no shame in losing to Makena Morley. She is not an ordinary eighth grader.Morley’s times in the 5K over the last two summers would rank among the fastest female high school cross country marks in state history, though we won’t know exactly where she stands until she begins her freshman year at Bigfork High School in the fall.But we do know this: No matter how fast she runs, she still can’t beat her 43-year-old father. In fact, very few people in Northwest Montana can beat Steve Morley in a 5K. And, seemingly defying science, he’s only getting faster the deeper he gets into his 40s, a decade removed from his fight with cancer.To hear it from the Morleys, though, you would never know of their uncanny familial dominance. They are too modest for that. All five family members are runners, and these types of collective passions are typically rooted in something more meaningful than winning.Maybe, when you boil it down, it’s as simple as this sentiment from Steve’s wife Jill: “We like hanging out with our kids and they like hanging out with us.” With running, they have found a common and unifying passion.Nearly anyone who has participated in a recent 5K in Northwest Montana knows of the Morley family from Bigfork. All five regularly place in the upper portion of the standings, with Makena consistently winning the women’s titles – sometimes by several minutes – and Steve often taking the men’s crowns.At June’s Whitefish Lake Run, Makena defeated 157 other girls and women of all ages to claim first place overall with a time of 18:01.6, averaging 5:49 per mile. Nobody else finished under 20 minutes. Her closest competitor was a familiar face: her 11-year-old sister Bryn. In third place was Jessica Sagen, who will run at Stanford University next year.And at that same race, Steve won the overall men’s title with a time of 16:37.2, edging out three current and former Flathead High School distance stars: Zach Perrin, Leif Castren and Hunter Schutt. Perrin is 16, Castren is 19 and Schutt is 17. Those were the only four runners to beat Makena.Rounding out the Morley finishers in Whitefish were Logan, 12 at the time, in seventh place in men’s and Jill, 43, in 21st in women’s.Years ago, it was Jill who first got into running for exercise. Once she started entering races, the whole family would show up for support. Steve, a former standout sprinter at Bigfork High School, was happy cheering from the sidelines. “I’d always look at them and say, ‘Three miles – I can’t believe you can run that,’” he said.But at a race in Spokane, Steve watched runners of all ages and abilities cross the finish the line, all possessing a shared sense of satisfaction. And it clicked for him.“You could sense that the people felt really proud about finishing,” Steve said.Makena, despite her solid performance in a one-mile fitness test in fifth grade, remained hesitant, even with her father’s budding enthusiasm. But as an avid snowboarder, Makena quickly saw the benefits running had for her performance on the ski hill.“That’s what helped us motivate Makena,” Steve said. “That was the selling point.”After Makena showed a preternatural ability for the sport, the other two kids eagerly followed.“I did it because I just thought Makena was super cool,” Logan said.Jill explains it this way: “Makena paved the way and Bryn’s our antsy caboose at the end. If nothing else, we thought it would be a good lifelong skill for them.”Makena has certainly paved the way. At various races, she has crossed the three-mile mark – the standard cross country distance as opposed to the 3.1 miles of a 5K – at around 17 minutes, a pace rarely if ever achieved in Montana high school girls cross country, except by Zoe Nelson of Flathead High School a decade ago.“I’m pretty excited for cross country in high school,” Makena said.In May, she placed 30th out of about 30,000 women’s runners at the 7.46-mile Lilac Bloomsday Run in Spokane, finishing behind a group of elite athletes heavily weighted with top Kenyan and Ethiopian runners, and no 14-year-olds. Steve placed second in his age group.Then in July’s 50-mile, multi-sport Glacier Challenge, Makena placed 14th overall in the solo division and fourth in women’s. Over the past couple of years, Steve and the three kids have taken their training and racing to another level, while Jill is content with keeping her own pace. But Steve operates under a golden rule: “You’ve got to have fun.” “I’ve seen distant runners get really nuts about it,” he said. “We don’t put in a lot of miles, but we run with intensity.” He added: “We do one hour a day, intensely. If you’re up for 14 hours in the day, one hour is a speck. If it’s all about running all the time, it could get old or too serious. Fun has to be the key.” The family eats healthy, giving them the “tools” they need. Also, the kids don’t have certain distractions such as videogames, so Steve said “their minds are pretty clear,” which helps with the mental aspects of distance running. And, since Steve and the kids are all relatively new to running, it’s an enjoyable learning experience for them all.But perhaps more than anything, the Morleys are motivated by Steve’s worldview. Since overcoming cancer in his early 30s, he has lived by the philosophy: “Just go for it – you never know what will happen in life.”“He’s always preached, ‘Life’s short, have fun,’” Jill said. “Live in the moment; live for today.” Email Stay Connected with the Daily Roundup. Sign up for our newsletter and get the best of the Beacon delivered every day to your inbox. Bryn Morley, 11, Logan Morley, 13, and their father, Steve Morley, left to right, chase down a loose basketball in their front yard while using the game as a warmup before heading out on an evening run.last_img read more

Killybegs Coastguard to the rescue after vessel gets into difficulty

first_imgThe Killybegs Coast Guard were tasked by Malin Head Coast Guard yesterday evening after a fishing vessel got into difficulty.The alarm was raised by a member of the public after they spotted a fisherman waving a red flag some distance out from Mountcharles Pier.Both the boat and shore team were called to the scene with the rib taking the broken down vessel under tow and safely returning it to the pier.Shane McCrudden from Killybegs Coastguard says the crew were very grateful to the person who made the call:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/06/shane.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Today is the 30th anniversary of Eddie Fullerton’s murder Twitter Google+ Hospitalisations rise as Donnelly suggests masks will stay ’til autumn Facebook Pinterest WhatsApp 45 new social homes to be built in Dungloe Homepage BannerNews Twitter Google+center_img Facebook RELATED ARTICLESMORE FROM AUTHOR Previous articleDonegal refocused for Longford Qualifier – Rory GallagherNext articleOutrage in Letterkenny after iconic statue vandalised in town centre News Highland Consultation launched on proposal to limit HGV traffic in Clady WhatsApp Killybegs Coastguard to the rescue after vessel gets into difficulty Pinterest Donegal hoteliers enjoy morale boost as bookings increase Disruption to cancer service will increase mortality – Oncologist By News Highland – June 29, 2017 last_img read more

MTA proposes percentage-based rent payments for Grand Central retailers

first_img“This is going to motivate us to do our job and help us survive through this difficult time,” says Nicolas Dutko, the founder of Tartinery, a cafe located inside the train station.Many of the shops and restaurants within Grand Central Terminal have been struggling since they rely on tourists and commuters for their business. Just this week, the iconic Grand Central Oyster Bar announced that it would close again, just two weeks after reopening along with the return of indoor dining.The proposal still needs to be approved by the MTA’s board, which will meet on October 28. If approved, it would stay in place until ridership on Metro-North, which operates out of Grand Central Terminal, returns to normal levels, but the MTA doesn’t anticipate that happening before early 2022.Currently, ridership is about 80 percent below what it was before the pandemic.[Eater NY] — Sasha Jones Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink TagsCommercial Real EstateGrand Central TerminalMetropolitan Transportation AuthorityRetail Real Estate Share via Shortlink (Getty)Even though there have been small signs of recovery in the retail sector, rent payments to landlords are still below pre-pandemic levels. To make up the difference, some landlords have been experimenting with solutions that will help them stay afloat.The Metropolitan Transportation Authority, which oversees operations at Grand Central Terminal, is one such landlord: It has proposed collecting a percentage of rent from businesses within the train station based on gross revenues, Eater NY reports. The MTA’s chief development officer, Janno Lieber, said that the agency is still discussing what that percentage could be.One caveat: The agreement would cover only small businesses, not chains with a large national presence like Starbucks or the Apple Store.Read moreRetail rent collection has nearly returned to pre-pandemic levelsIndustrial leasing surges in NYC as other sectors flounderCity Council targets deed fraud with two billslast_img read more

Professional Research Assistant

first_imgWhat We Can OfferStarting Salary is $33,280/year.BenefitsThe University of Colorado offers excellent benefits , including medical, dental,retirement, paid time off, tuition benefit and ECO Pass. TheUniversity of Colorado Boulder is one of the largest employers inBoulder County and offers an inspiring higher educationenvironment. Learn more about the University of Colorado Boulder .Be StatementsBe Adaptable. Be Proactive. Be Boulder.What We Require Resume/CVCover LetterOne Letter of Recommendation (not confidential) dated withinthe last 2 years Review of applications will begin on Wednesday, April 21,2021Note: Applications materials will not be accepted via email. Forconsideration, applications must be submitted through CU Boulder Jobs.Posting Contact InformationPosting Contact Name: Jerry StitzelPosting Contact Email: [email protected] This position will be for a 75% or higher FTE.Must be available to work mornings Monday through Friday and afew hours occasionally on the weekend. Bachelor’s degree in Biology or related field.Experience with Microsoft Excel and Google Sheets. What Your Key Responsibilities Will BeMajor responsibilities will be to assist with behavioral testing ofmice, preparation of materials needed for the project, collectionof tissue samples, and data entry. Individual will also be expectedto contribute to routine lab maintenance.What You Should Knowcenter_img Previous experience working with mice, strong organizationalskills and detail-oriented.Ability to work independently once trained. Job SummaryThe Molecular Neurogenetics Laboratory at the University ofColorado’s Institute for Behavioral Genetics is encouragingapplications for a Professional Research Assistant. The PRA will bepart of a research team that is studying the molecular, genetic andphysiological basis of nicotine addiction. The main responsibilityof the PRA will be to assist with an ongoing project designed tomap genes that influence nicotine consumption in mice.The University of Colorado Boulder is committed to building aculturally diverse community of faculty, staff, and studentsdedicated to contributing to an inclusive campus environment. Weare an Equal Opportunity employer, including veterans andindividuals with disabilities.Who We AreThe Stitzel laboratory utilizes mouse genetic models and in vitroapproaches to understand the molecular and physiological mechanismsleading to nicotine dependence and co-morbid psychiatric conditionssuch as schizophrenia and ADHD. Current studies include:identifying novel genes that influence nicotineconsumptiondetermining the functional consequence and mechanism of actionof genetic variants known to impact the risk for nicotinedependenceestablishing mechanisms through which nicotine exposure inutero increases the offspring’s risk for nicotine dependence, ADHDand other neuropsychiatric conditions andunderstanding the mechanisms through which nicotine withdrawaldisrupts sleep and how this information can lead to bettertreatments for smoking cessation. What We Would Like You To Have Special InstructionsTo apply, please submit the following materials:last_img read more