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DEBATE: With student debt now blowing a hole in the government’s budget, should tuition fees be cut?

first_img whatsapp Fees of £9,250 see students graduating with over £50,000 of debt, which 80 per cent will never fully repay, and encourage universities to proliferate unneeded, low-cost courses.The repayments impose a 40 per cent marginal tax rate on median earners for 30 years, depressing consumer spending power and contributing to the decline in home ownership.A system of £3,000 fees, topped up by teaching grant to the actual cost of the course, and repayments taken from income above £18,000 would remove market distortions.Combined with a merit-based system such as a DDD grade threshold for loan eligibility – not an arbitrary numbers cap – this would be fairer, more sustainable, and more likely to deliver the graduate outcomes the UK needs.Ryan Shorthouse, founder and chief executive of Bright Blue, says NO.This might appear good policy – for poorer students, facing lower prices, and for the government, dishing out less in loans. But it will help neither. Opinion More From Our Partners 980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comKiller drone ‘hunted down a human target’ without being told tonypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.org whatsapp With student debt now blowing a hole in the government’s budget, should tuition fees be cut?Iain Mansfield, a former senior civil servant, says YES.This week’s decision to reclassify student loans has exposed the myth that tuition fees were the only way of making mass higher education affordable – they were never affordable, just off the balance sheet. It’s now time to move to a more effective model. Tags: Company Higher education Senior Tax by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeBetterBe20 Stunning Female AthletesBetterBeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryZen HeraldEllen Got A Little Too Personal With Blake Shelton, So He Said ThisZen HeraldMaternity WeekA Letter From The Devil Written By A Possessed Nun In 1676 Has Been TranslatedMaternity WeekMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailNoteableyFaith Hill’s Daughter Is Probably The Prettiest Woman In The WorldNoteableyLearn It WiseColleagues Find Woman’s Bikini Photos Inappropriate, Give Her UltimatumLearn It Wisemoneycougar.comDiana’s Butler Reveals Why Harry Really Married Meghanmoneycougar.comHero Wars This game will keep you up all night! Hero Wars City A.M.’s opinion pages are a place for thought-provoking views and debate. These views are not necessarily shared by City A.M. Thursday 20 December 2018 8:34 am Iain Mansfield and Ryan ShorthouseRyan Shorthouse is the founder and chief executive of Bright Blue. Students do not need to pay anything from their own pockets – they get a loan from the government. It’s graduates who (re)pay – nine per cent of their salary above £25,000 for 30 years.Roughly 80 per cent of graduates will not repay their loans in full, meaning the government writes off outstanding debt for lower and middle earners, estimated to cost 25p for every £1 lent. The Office for National Statistics recently declared that this subsidy now counts towards today’s deficit, whereas the repaid part of loans remains off the books.If fees were cut, the government would have to raise direct grants to universities to compensate, adding much more to today’s deficit than loans do. And since most graduates do not fully repay anyway, a fee cut will likely only reduce what the wealthiest pay, benefiting the highest earners.Unexpectedly, cutting fees would end up being expensive and regressive. DEBATE: With student debt now blowing a hole in the government’s budget, should tuition fees be cut? Sharelast_img read more

Radical climate protestors are beginning to resemble a cult

first_img Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeBleacherBreaker4 Sisters Take The Same Picture For 40 Years. Don’t Cry When You See The Last One!BleacherBreakerUndobonvoyaged.comThese Celebs Are Complete Jerks In Real Life.bonvoyaged.comUndoFilm OracleThey Drained Niagara Falls – Their Gruesome Find Will Keep You Up All NightFilm OracleUndoDefinitionMost Embarrassing Mistakes Ever Made In HistoryDefinitionUndoPost FunA Coast Guard Spotted Movement On A Remote Island, Then Looked CloserPost FunUndoZen HeraldEllen Got A Little Too Personal With Blake Shelton, So He Said ThisZen HeraldUndoHealthyGem20 Hair Shapes That Make A Man Over 60 Look 40HealthyGemUndoDaily Funny40 Brilliant Life Hacks Nobody Told You AboutDaily FunnyUndoMisterStoryWoman files for divorce after seeing this photoMisterStoryUndo Christian May whatsapp whatsapp Radical climate protestors are beginning to resemble a cult This is likely to have a far greater impact than dancing on Waterloo bridge.center_img Share Climate change is not a fringe issue, nor is it suffering as a topic from a lack of attention.It is taught in schools and debated extensively in the media. It occupies a central position in policy-making and increasingly commands the attention of businesses and the investment community. The governor of the Bank of England, Mark Carney, has probably made more speeches on the environment than he has on Brexit. So it is odd to hear the leaders of the Extinction Rebellion protest movement declare that their civil disobedience is required in order to bring the issue to public attention. There is an arrogance at the heart of this radical movement. Hundreds of thousands of Londoners have had their journeys and their plans upended by what Sky News anchor Adam Boulton described yesterday as “middle-class, self-indulgent people who want to tell the rest of us how to live our lives.”The group responsible for causing so much disruption are not simply trying to raise the profile of the climate change challenge; they have very specific demands. These were articulated on Sky New yesterday by one of their spokespeople, 21 year-old Robin Boardman-Pattison, who called for air travel to be restricted to emergency use only and for the UK economy to decarbonise completely within six years. The group also demands that our parliamentary democracy be swept away and replaced with a “people’s assembly.” Little wonder Boulton went on to tell Boardman-Pattison that he sounded like “a right-wing fascist.”Other members of the group declare they are so concerned about our environmental future that they will not have children. Their activism is taking on cult-like status. One of the most pernicious ideas advocated by radical climate activists is ‘degrowth’ – the idea that developing countries must forgo improvements in living standards as part of this great crusade.Meanwhile, in the real world, an increasing number of financial institutions are putting climate concerns at the heart of their investment decision making. Consumer (and shareholder) priorities are shifting along similar lines. You can argue the City is late to the party but you can’t deny that it’s starting to take seriously its responsibilities.Legal and General manages over £1 trillion in assets and says it wants to use its might to avoid “a climate catastrophe.” Wednesday 17 April 2019 7:19 pm Tags: Bank of England Climate change Mark Carney Peoplelast_img read more

UK signs free-trade deals with Vietnam and Singapore

first_img Harry Robertson The signing ceremony in Singapore Also Read: UK signs free-trade deals with Vietnam and Singapore Tags: UK trade The government billed the Vietnam and Singapore trade deals as helping the UK’s case for joining the Trans-Pacific Partnership trade agreement. UK signs free-trade deals with Vietnam and Singapore However, economists say the damage from a no-deal Brexit would far outweigh the benefits from these deals. “This will play to the UK’s strengths, as we become a hub for tech and digital trade with influence far beyond our shores, defining our role in the world for decades to come.” A key part of the UK’s economic strategy upon leaving the EU is trying to sign major free-trade deals with other countries. Trade secretary Liz Truss, who is in south east Asia, said: “Both these agreements are vital for the UK’s future as an independent trading nation. Continuity free-trade agreements replicate the deals that the UK had with countries as an EU member. The Singapore deal protects trade that was worth £17.6bn last year while the Vietnam agreement protects £5.7bn of trade, the government said. Show Comments ▼ Friday 11 December 2020 10:10 am High profile agreements include the deal with Japan, signed in October. The UK has also signed a raft of other deals that roll over existing EU trade arrangements. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeLiver Health1 Bite of This Melts Belly And Arm Fat (Take Before Bed)Liver HealthTaco RelishSuspicious Pics That Are Fishier Than The SeaTaco RelishAtlantic MirrorA Kilimanjaro Discovery Has Proved This About The BibleAtlantic MirrorPost FunGreat Songs That Artists Are Now Embarrassed OfPost FunMagellan TimesIf You See A Red Ball On A Power Line, Here’s What It MeansMagellan TimesDrivepedia30+ Funny Photos Of Car Owners Having A Rough DayDrivepediaBrake For ItSay Goodbye: These Cars Will Be Discontinued In 2021Brake For ItZen HeraldEllen Got A Little Too Personal With Blake Shelton, So He Said ThisZen HeraldCarsGeniusThese 4 Loaded SUVs Are Now Dirt CheapCarsGenius “Both economies are founding members [of the deal] and have publicly shown their support for the UK acceding to this fast-growing trade bloc,” the Trade department said. “Joining would provide British businesses with an unparalleled gateway to the Pacific region.” Share The signing ceremony in Singapore Government races to sign trade deals The UK has signed a continuity free-trade agreement with Vietnam the day after it penned a deal with Singapore. whatsapp The signing ceremony in Singapore Also Read: UK signs free-trade deals with Vietnam and Singapore whatsapp The UK has now secured trade deals with 57 countries that account for £193bn of UK bilateral trade. More From Our Partners Porsha Williams engaged to ex-husband of ‘RHOA’ co-star Falynn Guobadiathegrio.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFort Bragg soldier accused of killing another servicewoman over exthegrio.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgFans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comKansas coach fired for using N-word toward Black playerthegrio.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.org The agreements come after the Prime Minister Boris Johnson said there is a “strong possibility” that the UK will not sign a free-trade deal with the EU. The UK’s budget watchdog has warned that such an exit could knock two per cent off GDP next year.last_img read more

UK house price growth slows again: Can stamp duty save the market in 2015?

first_img UK house price growth slows again: Can stamp duty save the market in 2015? We know the drill by now – slowing house price growth in many areas as demand wanes and the murmurings about a base rate rise reflect the logic that no matter what, it’s getting closer.  Why exactly demand is waning remains something of a mystery (more of that later). Nationwide’s figures this month are more of the same: a 0.2 per cent rise in December (down 0.1 of a percentage point from a similarly lethargic 0.3 per cent in November) bringing the rate for the year to 7.2 per cent. It seems so long ago that the rate was fuelling fears of overheating in June, when it hit 11.8 per cent (see graph above). The rate of growth has now been falling for four consecutive months, and mortgage approvals are at their lowest level for 16 months. The average price in the UK is now £188,559, according to Nationwide, a drop from November’s average of £189,338. London, the powerhouse of the market, is cooling too – although Nationwide doesn’t see this as the main reason for the slowing of prices. After all, London has still posted robust growth figures of 17.8 per cent for the year to the fourth quarter.  What is more, London’s growth was faster in the fourth quarter than it was in the third (2.5 per cent in the fourth quarter compared with 1.1 in the third), and most regions are still growing, many faster than CPI inflation of one per cent.  What of 2015?The real questions then are what to expect in 2015. Robert Gardner, Nationwide’s chief economist, highlights the complex evolution we are watching: The slowdown in housing market activity is surprising given further steady gains in employment, a pickup in wage growth (albeit from low levels) and the continued low level of mortgage rates. Moreover, surveys suggest consumers remain in high spirits – a view reinforced by robust retail spending growth in November, which was at its highest for over a decade. If the economic backdrop continues to improve as we and most forecasters expect, activity in the housing market is likely to regain momentum in the months ahead.  Supply side developments will be crucial in determining the trajectory for prices. There are encouraging signs that construction is starting to pick up. Hopefully, this will set the stage for house price growth gradually converging with income growth in the quarters ahead. And construction needs to pick up. A survey released by the National Association of Estate Agents showed that many of that body’s members believe that there will be falls in the level of supply, while even the optimistic ones believe supply will remain a fair way behind demand. That’s a net deficiency however you want to package it.  Stamp duty If there is a game changer, it could be stamp duty. Data from the Land Registry suggests that 590,000 people could benefit from the change announced at the Autumn Statement, which replaced the antiquated slab system. The old framework used a series of seemingly arbitrary thresholds beyond which all sales are taxed the same until the reach the next threshold. This led to sales clustering below the points at which stamp duty would jump. The new, more progressive system is better: only the sum protruding above a threshold is taxed at the higher rate (as with income tax). Recent changes to stamp duty may also have a modest positive effect on demand, especially in the South of England and Scotland, says Gardner. He highlights the fact that the majority of the people set to gain will be in the south of England, where prices are typically higher: The benefits will be greatest in the south of England where average house prices are higher. We estimate that around 85 per cent of transactions in London, the south-west and south-east would benefit from the changes, compared with around 50 per cent in the north, Yorkshire and Humberside, and the north-west of England.  Show Comments ▼ whatsapp Billy Ehrenberg center_img Share Tuesday 30 December 2014 5:07 am whatsapp Tags: UK house priceslast_img read more

Christmas wasn’t so bad for Thorntons after all, with retail sales up in the second quarter

first_img whatsapp Sarah Spickernell Show Comments ▼ whatsapp Share The figuresShares in chocolate retailer Thorntons opened almost two per cent higher after it posted figures showing like-for-like retail sales went up by five per cent in the second quarter of 2014 – a turnaround from the 3.7 per cent decline in its first quarter. In the 14 weeks to 10 January, the company’s high street stores brought in £44.9m, with international sales increasing 19 per cent. However, those retail figures – ie. sales through its shops – were in contrast negative commercial figures, which represent sales through grocers. At the end of last year, these were so bad the company had to issue a profit warning, causing shares to slump by 25 per cent.  Why it’s interestingChristmas should be a positive time for a chocolate retailer, which meant last month’s results were very concerning for investors.  At the time, Thorntons identified two main problems holding it back. The first was a big reduction in anticipated orders from major buyers. It said it had also experienced problems at its new centralised warehouse. Because of that, Thorntons’ commercial channel suffered “lost and late sales” and, as a consequence, lost out on “promotional slots and reorders”. The blow was all the more painful as the company had carried out significant testing on the facility before it opened. This was a continuation of a difficult few years for the chocolate maker – in 2013, it shut 39 stores and started to focus on selling its products through supermarkets as part of a new recovery strategy. This was going well for a while, but the latest figures indicate shop sales are now more popular among consumers. Today’s much-improved retail results reflect shopper demand for Thorntons’ inlaid boxes, seasonal specialities and advent calendars, culminating in a 7.8 per cent increase in like-for-like sales during December specifically. What Thorntons saidChief Executive Jonathan Hart said he was confident about the company’s UK strategy despite its poor commercial results: Alongside very positive results from our retail division for the second year running, we were disappointed that the continued growth we anticipated in the UK commercial channel of our fast-moving consumer goods (FMCG) division had not been delivered. The challenges we experienced within specific grocers accounted for the majority of the share decline. Good growth in many of our grocery, convenience and high street accounts and a strong performance from our retail division gives us confidence in shopper demand for our brand and products. We continue with our transformation towards an FMCG business and the investment in our people, systems and factory is ongoing. We have good plans for the spring seasons and the Board remains confident in its multi-channel strategy and ongoing transformation.In shortThorntons has been through a testing 12 months, with shares falling to around half the value they were at in January 2014. A noticeable fall took place in December following the release of its profit warning, and a gradual decline has continued since then. But despite that hiccup at its new warehouse, today’s figures provide encouragement to those investors who have held on. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMaternity WeekA Letter From The Devil Written By A Possessed Nun In 1676 Has Been TranslatedMaternity WeekMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailzenherald.comMeghan Markle Changed This Major Detail On Archies Birth Certificatezenherald.comEquity MirrorThey Drained Niagara Falls — They Weren’t Prepared For This Sickening DiscoveryEquity MirrorNoteableyKirstie Alley Is So Skinny Now And Looks Like A BarbieNoteableyBeverly Hills MDPlastic Surgeon Explains: “Doing This Every Morning Can Snap Back Sagging Skin” (No Creams Needed)Beverly Hills MDVikings: Free Online GameIf you’re over 50 – this game is a must!Vikings: Free Online GamePast Factory4 Sisters Take The Same Picture For 40 Years. Don’t Cry When You See The Last One!Past FactoryUltimate Pet Nutrition Nutra Thrive SupplementIf Your Dog Eats Grass (Do This Every Day)Ultimate Pet Nutrition Nutra Thrive Supplement Christmas wasn’t so bad for Thorntons after all, with retail sales up in the second quarter More From Our Partners Man on bail for murder arrested after pet tiger escapes Houston homethegrio.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgPorsha Williams engaged to ex-husband of ‘RHOA’ co-star Falynn Guobadiathegrio.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comFans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgLA news reporter doesn’t seem to recognize actor Mark Currythegrio.comWhy people are finding dryer sheets in their mailboxesnypost.comKansas coach fired for using N-word toward Black playerthegrio.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comFort Bragg soldier accused of killing another servicewoman over exthegrio.com‘Neighbor from hell’ faces new charges after scaring off home buyersnypost.comColin Kaepernick to publish book on abolishing the policethegrio.comKiller drone ‘hunted down a human target’ without being told tonypost.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.com Thorntons will close of of its 61 stores in the UK Monday 19 January 2015 1:28 am Tags: NULLlast_img read more

Volkswagen tells German parliament eight million cars have been fitted with emissions cheat device in European Union alone

first_img Volkswagen tells German parliament eight million cars have been fitted with emissions cheat device in European Union alone Madeline Ratcliffe Share Show Comments ▼ whatsapp The car giant has said that more than 508,000 VW passenger cars sold in the UK carried the device; nearly 400,000 Audi vehicles, 132,000 Skodas and 77,000 Seats are also affected.  A further 80,000 commercial vehicles are also on the list. Audi has said 2.1m of its cars around the world are affected.British VW customers will not have to pay additional taxes if their cars are found to have been fitted with the devices that allowed vehicles to cheat on emissions tests, the government has confirmed, even if they do not meet emissions standards.  whatsapp VW said in the letter that vehicles with 1.2, 1.6 and 2.0 litre EA 189 engine models are all affected. This includes Golf, Beetle, Jetta and Passat models, as well as many luxury Audi models.The letter was sent to members of the transport committee and lawmakers in constituencies where VW has factories.The “detect device” software lowers emissions of pollutant nitrogen oxide under test conditions.  The emissions scandal has been rumbling on since the middle of September, when the US Environmental Protection Agency told VW it would have to recall some 5000,000 cars.The following week, VW then said it could be as much as 11m cars worldwide, including 1.2m in the UK.  Tuesday 6 October 2015 6:08 am Volkswagen has admitted that eight million cars in the European Union alone have been fitted with software to cheat emissions tests.The carmaker sent a letter to German parliament members on 2 October, co-signed by VW’s current chief lobbyist, and former government spokesperson, Thomas Steg, Reuters and local press are reporting.last_img read more

Enforcement cases rise in 2012: CSA

Facebook LinkedIn Twitter The CSA also concluded a larger number of cases in 2012, closing 135 matters last year, up from 124 cases the previous year. Although this higher number of cases concluded affected a lower number of respondents compared with the previous year — in 2012, concluded cases involved 322 total respondents, down from 365 in 2011. Over half of these cases, 57%, were resolved in a regulatory hearing, while 23% were settled, and 20% went to provincial court. The CSA also reports that the self-regulatory organizations concluded a total of 128 enforcement cases in 2012, down slightly from 133 in 2011. In terms of penalties and other sanctions, the total value of fines ordered by the CSA dropped from the previous year, whereas the value of compensation ordered jumped. Collectively, the CSA ordered $36.6 million in total fines and administrative penalties in 2012, which is down from $52.2 million in 2011, and $63.8 million in 2010. Yet, at the same time, the restitution, disgorgement and other compensation ordered during the year jumped to $120.6 million, from $52.2 million the previous year, and $63.8 million in 2010. Costs ordered against respondents totaled $3.9 million during the year, up from $2.5 million in 2011. These sorts of numbers are typically very volatile, as one or two big cases can result in a big swing in monetary penalties and disgorgement ordered. This was the situation in 2012, with $48.6 million of the disgorgement ordered in a single case. Moreover, these penalty totals are typically far greater than the amounts actually collected by regulators. Additionally, the report shows that the CSA imposed 56 interim orders and asset freeze orders against 87 individuals and 77 companies; and, that seven individuals received jail sentences, ranging from 30 days to three years, and totaling approximately nine years in jail. The asset freezes affected 23 individuals and 14 companies, representing a total of $18.2 million. In terms of types of offences that the CSA is taking on, it’s hard to compare year over year numbers as the CSA has changed how it classifies cases by introducing a new category for fraud cases, many of which were classified as illegal distributions in previous years. Nonetheless, it reports that the most common offence in 2012 was still illegal distributions, with 53 new cases; followed by 34 fraud cases. There were also 21 new cases involving misconduct by a registered firm or individual brought during the year, up from 14 in 2011; along with 10 disclosure violations, six market manipulation cases, and four illegal insider trading cases. “CSA members work hard to combat securities fraud and we place particular emphasis in our enforcement work on the violations that constitute fraud,” said Bill Rice, CSA chair and CEO and chair of the Alberta Securities Commission (ASC). “In addition to these efforts, CSA members stress that education is a valuable tool in deterring investors from becoming victims of fraud and others types of securities laws violations.” BFI investors plead for firm’s sale Canadian securities regulators Thursday issued a new report detailing their enforcement efforts over the past year, which shows a modest increase in the volume of cases, significant volatility in the monetary penalties and compensation ordered, and a heightened focus on fraud by the regulators. The Canadian Securities Administrators (CSA) have released their fifth annual enforcement report, which shows that the provincial regulators brought a total of 145 new cases in 2012, up from 126 in 2011. And, the number of companies and individuals facing proceedings was up to 388 from 352 in the previous year. On both counts, the 2012 totals were below 2010 levels however. Keywords EnforcementCompanies Canadian Securities Administrators Related news PwC alleges deleted emails, unusual transactions in Bridging Finance case Mouth mechanic turned market manipulator Share this article and your comments with peers on social media James Langton read more

Canadians’ pessimism in domestic economy not reflected in their portfolios

first_img Approximately four-fifths (82%) of Canadian investors believe the domestic economy will grow by 2% or less in 2016. Still, Canadian investors continue to focus their investments on domestic assets. In fact, 34% of the average Canadian’s investment portfolio holds Canadian stocks and stock mutual funds and 13% of that portfolio is made up of Canadian bonds and bond mutual funds. Foreign stocks, bonds and mutual funds are limited to 12% of the average Canadian’s portfolio. (About 5% of the average Canadian’s portfolio is in exchange-trade funds, 11% is in “other” and 25% is in cash.) The survey also finds that few Canadians plan to expand the foreign focus within their portfolio in the near future. “Only 16% of respondents say they plan to invest more in foreign assets in the next year,” says Rick Headrick, president of Sun Life Global Investments, in a statement. “This finding underscores the importance of investors sitting down with an advisor to ensure their portfolios are positioned effectively.” Ipsos Reid conducted the research on behalf of Sun Life Global Investments between July 20 and Aug. 8. A sample of 1,502 Canadians between the ages of 25 and 80 with a minimum of $25,000 in investable assets was used. Related news Facebook LinkedIn Twitter Keywords Home country bias Investors optimistic about 2014, but are more risk averse: survey Tessie Sanci Share this article and your comments with peers on social media Although just one-third of Canadian investors are optimistic about the growth of the domestic economy over the next five years, more than half (52%) are still optimistic about their financial future over that same time period, according to the findings of a recently released survey from Toronto-based Sun Life Global Investments (Canada) Inc. The firm’s investor sentiment report, which asks Canadian investors about their investing habits and attitudes, found that their outlook toward the domestic economy and their own finances do not necessarily match. last_img read more

NSW latest Covid-19 update as at 21 January

first_imgNSW latest Covid-19 update as at 21 January NSW recorded zero new locally acquired cases of COVID-19 in the 24 hours to 8pm last night.There were five cases recorded in returned travellers, bringing the total number of COVID-19 cases in NSW since the beginning of the pandemic to 4,895.While there were 12,213 tests reported to 8pm last night, compared with the previous day’s total of 19,959, NSW Health can advise the reported testing numbers today appear lower after a minor IT issue delayed inclusion of approximately 6,000 negative tests. These figures will be counted in tomorrow’s numbers. There were no delays reporting test results to individuals who had been tested.CasesCountConfirmed cases (including interstate residents in NSW health care facilities) 4,895 Deaths (in NSW from confirmed cases) 56 Total tests carried out 4,524,482 The five new cases reported to 8pm last night were all acquired overseas.NSW Health is continuing to urge people across Sydney, but particularly the city’s west and south-west and Northern Beaches to come forward for testing if they have even the mildest of symptoms, such as a sore throat or cough.High testing rates help reveal cases that would otherwise go undetected. Every person who gets tested is not only helping to protect others in the community, but they are also playing an important role in helping to contain the spread of COVID-19.NSW Health’s sewage surveillance program has overnight detected fragments of the virus that causes COVID-19 at a treatment plant in Warriewood, which takes in a catchment of more than 160,000 people on the Northern Beaches, and at Berala, which takes in a catchment of almost 10,000 people across the suburbs of Berala, Auburn, Lidcombe, Rookwood, and Regents Park.This follows the detection reported yesterday of the virus at a treatment plant in Glenfield, which takes in a catchment of more than 160,000 people.While this likely reflects known recent confirmed cases in these areas, everyone living or working there should monitor for symptoms and get tested and isolate immediately if they appear.There are more than 350 COVID-19 testing locations across NSW, many of which are open seven days a week. To find your nearest clinic visit COVID-19 clinics or contact your GP.People are urged to check the NSW Government website for regularly updated details of venues of concern, and affected public transport routes, and are asked to follow the health advice provided.NSW Health is treating 93 COVID-19 cases, none of whom are in intensive care. Most cases (99 per cent) are being treated in non-acute, out-of-hospital care, including returned travellers in the Special Health Accommodation.Likely source of confirmed COVID-19 cases in NSW Likely source of infectionCases past 24 hours*Cases past 7 days**All casesOverseas 5342,715Interstate 0090Locally acquired – linked to known case or cluster 061,642Locally acquired – no links to known case or cluster00439Locally acquired – investigation ongoing 019Under initial investigation000Total 5414,895Note: Case counts reported for a particular day may vary over time due to ongoing investigations and case review.*notified from 8pm 19 January 2021 to 8pm 20 January 2021**from 8pm 14 January 2021 to 8pm 20 January 2021Returned travellers in hotel quarantine to date Since 29 March 2020CountSymptomatic travellers tested 9,151Found positive 191Since 30 June 2020CountAsymptomatic travellers screened at day 2 69,767Found positive450From 15 May 2020 to 12 January 2021CountAsymptomatic travellers screened at day 1079,623Found positive182Since 13 January 2021Count Asymptomatic travellers screened at day 12*2,334Found positive3* Testing previously carried out on day 10 is now carried out on day 12. /Public Release. This material comes from the originating organization and may be of a point-in-time nature, edited for clarity, style and length. View in full here. Why?Well, unlike many news organisations, we have no sponsors, no corporate or ideological interests. We don’t put up a paywall – we believe in free access to information of public interest. Media ownership in Australia is one of the most concentrated in the world (Learn more). Since the trend of consolidation is and has historically been upward, fewer and fewer individuals or organizations control increasing shares of the mass media in our country. According to independent assessment, about 98% of the media sector is held by three conglomerates. This tendency is not only totally unacceptable, but also to a degree frightening). Learn more hereWe endeavour to provide the community with real-time access to true unfiltered news firsthand from primary sources. It is a bumpy road with all sorties of difficulties. We can only achieve this goal together. Our website is open to any citizen journalists and organizations who want to contribute, publish high-quality insights or send media releases to improve public access to impartial information. You and we have the right to know, learn, read, hear what and how we deem appropriate.Your support is greatly appreciated. All donations are kept completely private and confidential.Thank you in advance!Tags:Auburn, Australia, community, detection, Government, health, healthcare, infection, intensive care, investigation, NSW, NSW Health, public transport, quarantine, surveillance, Sydney, Transport, treatmentlast_img read more

Boulder police make arrests in sorority robbery

first_imgShare Share via TwitterShare via FacebookShare via LinkedInShare via E-mail Published: Oct. 16, 2017 According to a news release from the city of Boulder, police have arrested three men in connection with a robbery at the Pi Beta sorority on Oct. 1, 2017.Ronald Brantley, age 24; Clyde Drexter George, age 19; and a juvenile male have been charged with aggravated robbery, felony menacing, first-degree criminal trespass and theft. The two adults are currently in custody at the Weld County Detentions Division as suspects in a robbery that occurred in Erie, Colorado, on the same evening.At approximately 10 p.m. Oct. 1, officers were dispatched to the Pi Beta Phi sorority house, 890 11th St., in response to a robbery that had just occurred. Three females were sitting in a vehicle outside the house when they were approached by three males wearing dark clothing who had either bandanas or ski masks covering their faces. The males opened the front and rear passenger doors of the vehicle. One was holding a black handgun and yelled at the women to get out of the car. All of the women exited the vehicle and ran from the scene. One suspect was seen inside the car, and shortly afterward all the suspects fled westbound on foot. No one was injured during the robbery.The case number is 17-12986. Anyone who may have additional information about this case should call Detective Sharon Ramos at 303-441-3323. Those who have information but wish to remain anonymous may contact the Northern Colorado Crime Stoppers at 1-800-222-TIPS (8477).Tips can also be submitted through the Crime Stoppers website. Those submitting tips through Crime Stoppers that lead to the arrest and filing of charges on a suspect(s) may be eligible for a cash reward of up to $1,000 from Crime Stoppers.Categories:SafetyCampus Communitylast_img read more